1. Chase Business Complete BankingSM:
Offers a straightforward business checking account with no minimum deposit to open.
Provides access to Chase's extensive network of branches and ATMs.
Includes features such as unlimited electronic deposits, up to 20 teller deposits per month without a fee, and access to Chase's online and mobile banking platforms.
2. Bank of America Business Advantage Checking:
Ideal for businesses with moderate transaction volumes.
Offers a variety of pricing options, including a fee waiver for maintaining a minimum balance or using eligible Bank of America business services.
Provides access to Bank of America's extensive branch and ATM network, as well as online and mobile banking tools.
3. Wells Fargo Business Choice Checking:
Designed for small businesses with low to moderate transaction volumes.
Offers flexible pricing options, including a fee waiver for maintaining a minimum balance or using eligible Wells Fargo business services.
Provides access to Wells Fargo's nationwide network of branches and ATMs, along with online and mobile banking features.
4. Capital One Spark Business Checking:
Offers a fee-free business checking account with no minimum balance requirements.
Provides unlimited transactions, online and mobile banking tools, and access to Capital One's network of ATMs.
Ideal for small businesses looking for a simple and cost-effective checking solution.
5. Axos Bank Basic Business Checking:
Ideal for small businesses and startups with low transaction volumes.
Offers no monthly maintenance fees, no minimum balance requirements, and unlimited domestic ATM fee reimbursements.
Provides online and mobile banking tools, as well as remote deposit capture for easy check deposits.
6. Novo Business Banking:
Designed for freelancers, startups, and small businesses.
Offers a digital-first business checking account with no hidden fees, no minimum balance requirements, and unlimited transactions.
Provides features such as online invoicing, expense management tools, and integrations with popular business apps.
7. BlueVine Business Checking:
Designed for small businesses and freelancers.
Offers a fee-free business checking account with no monthly maintenance fees, no NSF fees, and no minimum balance requirements.
Provides unlimited transactions, online and mobile banking tools, and access to a nationwide network of ATMs.
8. Azlo Business Banking:
Ideal for freelancers, entrepreneurs, and small businesses.
Offers a fee-free business checking account with no minimum balance requirements.
Provides online and mobile banking tools, invoicing capabilities, and integrations with popular accounting software.
When choosing a business checking account, consider factors such as account fees, transaction limits, online banking features, ATM access, and customer service quality. Evaluate your business's needs and preferences to find the best fit for managing your finances effectively and efficiently. Additionally, consider any special requirements or features that may be important to your business, such as invoicing tools, integration with accounting software, or access to business loans and credit lines.